Category Archives: Payday Loan Facts

How to get Out of Debt

As you work on your plan, you’ll need to make all necessary adjustments to your budget along the way so you don’t overspend and slide back into debt. Plus, if you don’t have an emergency fund, consider setting some money aside in savings beforehand. To get out of debt, you need a plan, and you need to execute that plan. That’s why we’ve created this simple, six-step, get-out-of-debt checklist that can help you leave that financial burden behind you. Keep this checklist someplace where you’ll see it often […]

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2018 Facebook Changes Put Community First

The marketing and ad aspects of Facebook and all social media are changing dramatically.  If you use or have never used social media for your marketing, you must constantly be aware of changes. So much emphasis from entrepreneurs seems at times to be focused on just advertising and marketing, but the real key to successful usage of social media needs more attention paid to your fans and followers and less on actual ads and direct marketing.   The Low-Down Facebook’s Latest Changes and How They Affect Your […]

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Steps to Refinancing Student Loans

Students today are experiencing higher student loan debt than ever before, so it’s no surprise that many are looking for ways to reduce monthly repayment amounts. One great way to lower costs is to refinance student loans, which means taking out a new loan with a private lender to repay your current ones. Both federal and private loans are eligible for refinancing, which allows borrowers to: Combine multiple repayments into one single loan Change repayment terms e.g. changing loan timeframe to span 5, 10, 15 or 20 […]

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Is it possible to be credit invisible?

  You’re living a comfortable life, and your paycheck more or less covers day-to-day activities, so there’s no reason you should ever borrow money, right? I mean, now and then you’ll borrow $5 from your friends for lunch, but overall there’s no good reason to go into debt. This sort of mentality is the driving factor for what is known as “credit invisibility” — a portion of the consumer population who lack any kind of credit history, and inadvertently preclude themselves from significant financial mobility. A study […]

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How to Choose the Best Credit Cards for the Recent Graduate

  Recent graduates — from both high school and college — face similar questions and potential roadblocks when it comes to establishing and maintaining a good credit score and history. It makes sense: they’ve likely been living at home with their parents, or with roommates in dorms, with little or no need to worry about their own personal finances. But, once graduation comes and goes, reality can crash down pretty hard on former students who are heading out into the workforce for the first time, and starting […]

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No Credit Check Auto Loans

If you are trying to get an auto loan with no credit check, then it is possible. A no credit checks car loans are for those people who have a bad credit history or no credit history. The right place to find these types of lenders is the internet. Approval criteria of these lenders are very lenient and, anyone can qualify for no credit check auto loans from these lenders. These loans are also unsecured loans and don’t require any collateral form borrowers and because of this, […]

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