Tag Archives: payday loan video tutorials

Steps to Refinancing Student Loans

Students today are experiencing higher student loan debt than ever before, so it’s no surprise that many are looking for ways to reduce monthly repayment amounts. One great way to lower costs is to refinance student loans, which means taking out a new loan with a private lender to repay your current ones. Both federal and private loans are eligible for refinancing, which allows borrowers to: Combine multiple repayments into one single loan Change repayment terms e.g. changing loan timeframe to span 5, 10, 15 or 20 […]

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Is it possible to be credit invisible?

  You’re living a comfortable life, and your paycheck more or less covers day-to-day activities, so there’s no reason you should ever borrow money, right? I mean, now and then you’ll borrow $5 from your friends for lunch, but overall there’s no good reason to go into debt. This sort of mentality is the driving factor for what is known as “credit invisibility” — a portion of the consumer population who lack any kind of credit history, and inadvertently preclude themselves from significant financial mobility. A study […]

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